Our Financial Services

Shore to ship

There are some fundamentals you will want to get sorted during your first season: banking, tax, and savings. These are the three UAM pillars of successful personal finance.

Experienced crew

We often find that, after a few years, crew start thinking more seriously about their financial future and begin investing a larger percentage of their salary and bonuses.

Ship to shore

All good things come to an end so, whatever your reasons for leaving the industry, we are here to make your on-shore transition as smooth as possible.

New to yachting

Banking is always your first port of call (pun intended). Get the right bank account, manage multiple currencies and avoid exchange rate fluctuations.

Tax is next.

If you are a UK taxpayer have you taken advantage of the Seafarer Earnings Deduction (SED)? Are you 100% clear about what your tax obligations are? If not, we have some free tax tools to help get you started.

Saving is last on the list.

We have created a guide to help you start saving quickly and easily. The right savings solution will depend on your documented financial plan. All our clients receive a plan to help map out your financial goals over your career.

Create your Documented Financial Plan

Your documented financial plan is a ‘living document’. By this we mean it needs updating as your career and goals develop. We review this with you at each meeting to make sure you stay on track.

Set up your Seafarer Account

This is the only account specifically created for Superyacht crew. We have a full resource pack available to download that includes everything you need to open an account.

Download Pack

Review your tax

Tax isn’t as straightforward as you think once you step on-board. It’s worth taking time to speak with an expert about your tax obligations and advantages like the SED.

Start to save regularly

Investing regularly is the best way to accumulate personal wealth. It’s easier to start earlier in your career before you become accustomed to the salary and the lifestyle!

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Experienced crew

Your documented financial plan might need updating to reflect your new personal and professional goals.

You may be thinking about purchasing property or perhaps you’re considering a business investment. Either way, your financial plan should accurately reflect your future ambitions.

If you have recently received a pay rise or end of season bonus you might be starting to consider investing regularly. We’ll use your documented financial plan to guide you to the right financial solutions for your needs.

Single lump sum investment management

Not spent your salary while on charter? Large end of season bonus? If you have a single lump sum to invest, we can help you identify the right investment option for your needs.

Create a regular savings account

Saving for your future? Be it a house deposit, businesses investment or a wedding, a regular savings account could be the right solution to achieve your goals.

Protect your income

Unfortunately, accidents and serious illness can strike when you are on-board. Protecting your income should you fall ill enables you to protect yourself and those dependent on your salary.

Review your existing Financial Plan

When did you last take the time to review your financial plan? Within a few hours, we can make sure it still aligns with your current goals.

Life after yachting

If you are considering leaving or you have made concrete plans to exit the superyacht industry, you will want to ensure your financial security. What this looks like depends on your goals and your current financial situation, but we are here to support you on your journey.

Update your financial plan

As your life and goals change, so should your financial plan. Life changes like leaving the Superyacht industry, for instance, are likely to have an impact on your salary as well as your lifestyle. It’s essential to update your plan to reflect this.

Protect your retirement

Hopefully, you have already started saving towards your retirement. If you are thinking about leaving the industry, you might want to change your investment amounts or adjust your risk level to suit your future plans.

Manage existing accounts

You may have worked with several financial planners or brokers throughout your career. Upon leaving the industry, you might decide to consolidate your portfolio to simplify management or to work with a single qualified adviser.

International property services

After years travelling the world you may have fallen in love with a country and have your sights set on retiring or relocating to a particular spot. Our international property partner Simon Conn can help broker international property sales and mortgages.

Define

We ask you to imagine your future so we can agree your lifestyle and wealth goals.

Design

We develop a strategy suited to the goals you have defined. This becomes your Documented Financial Plan.

Refine

We check in with you regularly to review your goals and keep your strategy on track.

How we do it

The financial planning process consists of a discovery session. This is where we talk with you, either face to face or via Skype, better understand your circumstances. We will gather all relevant information from you to define your financial landscape. If you are busy on-board, we can manage this remotely at a time best suited to you.

We analyse the information provided, present you with our recommendations, and agree and implement your Documented Financial Plan.

We then hold regular review, discovery, and forward planning sessions. This is usually every six months to a year. We review and amend your plan and make sure you stay on track.

Stop making excuses

Start planning your financial future today. Simply tell us what matters most to you, and we’ll build a solid financial plan to help you achieve it.

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What we do

Shore to ship

Experienced crew

Ship to shore

New to yachting

Experienced crew

Life after yachting

Define

Design

Refine

How we do it

Stop making excuses

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