Secure Your Future: Expert Retirement Savings Solution | UAM

Few superyachts provide a personal or private pension plan for crew. This is why we recommend protecting your future by investing regularly to provide yourself with a revenue stream when you move back on-shore.

Best practices for retirement saving

  • The best time to start saving is now
  • There will always be a reason not to save
  • Saving something is better than saving nothing
  • Investing pay rises is an easy way to grow your savings
  • Investing end-of-season bonuses is a great way to boost your pension
  • A larger retirement fund gives you more choice in the future

Retirement planning may not feel like the most exciting subject, but a retirement account will allow you to stop work or simply slow down, and still have an income! It’s impossible to know exactly what the future holds but it’s likely you’ll want the financial flexibility to maintain your lifestyle.

Retirement Savings Calculator

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How much you might need

Many yacht crew significantly underestimate how long they will live and how much they will need for their chosen lifestyle throughout retirement.

For example, if you wanted to fund an annual expenditure of €40,000 you would need a lump sum of €1 million. Our graph shows how much you could need to save monthly, depending on the age you start saving, to achieve savings of €1 million.

The numbers may change based on your goals and the returns you achieve. But, it is important to note that the sooner you start to save, the smaller your monthly payments will need to be to reach the same goal.

How we work

We’ll work with you to review your current income and expenses while you’re working on-board and develop your documented financial plan based on how much you want to save towards your on-shore retirement fund.

What we offer

  • The opportunity to save regularly for your future
  • A long-term investment plan suited to your risk tolerance
  • Investment at reduced cost with lower investment thresholds
  • Fund evaluation and selection based on scientific, repeatable processes
  • Quality investment experience

What you get

  • A personalised documented financial plan aligned to your future goals
  • A dedicated financial planner and back-office team
  • A full review of the tax efficiency of your current savings
  • Access to fund management companies who show continued stability and integrity
  • Regular monitoring and rebalancing within your risk profile
  • Forward planning meetings to align your plan with existing and new goals


Our free guide tells you everything you need to know about saving towards your retirement