Regular Savings Expertise | United Advisers Marine Services

Working in the superyacht industry, with high wages and reduced living costs, provides the perfect opportunity to save regularly.

We work with you to understand precisely how much you can afford to save each month and help you achieve your financial goals. We’ll review your onboard and on-shore expenses to make sure your savings plan suits your lifestyle.

How we work

We’ll establish an understanding of your future goals and your current savings capacity, develop your documented financial plan, and provide you with several savings options.

Part of the review will include calculating your emergency fund; this is important to establish before you set up regular savings.

Saving is all about balancing your income and expenses. We help you develop an impartial view of both to establish the right savings plan.

What we offer

  • The opportunity to save regularly for a house deposit, retirement income, or any future project
  • A long-term investment plan suited to your risk tolerance
  • Investment at reduced cost with lower investment thresholds
  • Fund evaluation and selection based on scientific, repeatable processes
  • Quality investment experience

What you get

  • A personalised documented financial plan
  • A dedicated financial planner and back-office support
  • A full review of the tax efficiency of your current savings
  • Access to fund management companies who show continued stability and integrity
  • Regular monitoring and rebalancing within your risk profile
  • Forward planning meetings to align your plan with existing and new goals

How to save more

  • Write down all your current expenses
  • Track your expenses for a month and compare to your original amounts
  • Review your spending; what can you reduce?
  • Set yourself a monthly budget
  • Save the rest and set up a direct debit or standing order to remove temptation
  • When you get a bonus or a salary increase, consider saving it

Yachties guide to saving

Save even more of your monthly salary with our free guide